:root {
  --max: 1080px;
}

.hero {
  padding: 48px 0 16px;
}

.kicker {
  margin-bottom: 20px;
}

h1 {
  margin: 0 0 18px;
  font-size: clamp(40px, 7vw, 72px);
  line-height: 0.96;
  letter-spacing: -0.04em;
}

.lead {
  margin: 0 0 12px;
  color: var(--muted);
  font-size: clamp(17px, 2vw, 20px);
  line-height: 1.6;
}

.effective-date {
  margin: 0;
  color: rgba(255, 225, 216, 0.55);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.policy-section {
  padding: 40px 0 48px;
}

.section-title {
  margin: 0 0 24px;
  color: var(--text);
  font-size: clamp(22px, 3vw, 28px);
  font-weight: 800;
  letter-spacing: -0.03em;
}

.policy-card {
  padding: clamp(28px, 5vw, 40px);
  border: 1px solid var(--line);
  border-radius: 26px;
  background: linear-gradient(
    180deg,
    rgba(255, 122, 50, 0.12),
    rgba(255, 80, 34, 0.06)
  );
  box-shadow: var(--shadow);
  backdrop-filter: blur(18px);
}

.policy-card h3 {
  margin: 30px 0 8px;
  color: var(--ember);
  font-size: 16px;
  font-weight: 700;
  letter-spacing: 0.01em;
}

.policy-card h3:first-child {
  margin-top: 0;
}

.policy-card p {
  margin: 0 0 12px;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.65;
  overflow-wrap: anywhere;
}

.policy-card ul {
  margin: 0 0 14px 20px;
  padding: 0;
}

.policy-card li {
  margin-bottom: 6px;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
  overflow-wrap: anywhere;
}

.policy-card a {
  color: var(--gold);
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: color 140ms ease;
  overflow-wrap: anywhere;
}

.policy-card a:hover {
  color: var(--ember);
}

@media (max-width: 620px) {
  .hero {
    padding: 36px 0 10px;
  }

  .policy-section {
    padding: 34px 0 42px;
  }

  .policy-card {
    padding: 28px 22px;
    border-radius: 20px;
  }
}

@media (max-width: 400px) {
  .brand-logo {
    width: min(130px, 42vw);
  }

  h1 {
    font-size: clamp(32px, 9vw, 40px);
  }

  .policy-card {
    padding: 22px 16px;
    border-radius: 18px;
  }
}